Disclaimer

Last Updated: May 24, 2025

This disclaimer ("Disclaimer") sets forth the general guidelines, disclosures, and terms of use for the hoyahu-jidala.sbs website ("Website"). This Disclaimer is a legally binding agreement between you ("User", "you" or "your") and hoyahu-jidala.sbs ("hoyahu-jidala.sbs", "we", "us" or "our").

By accessing and using the Website, you acknowledge that you have read, understood, and agree to be bound by the terms of this Disclaimer. If you do not agree with the terms of this Disclaimer, please do not access or use the Website.

1. Educational Purpose Only

The content provided on hoyahu-jidala.sbs, including the book "New Trends in Financial Markets" by Mark, is for general informational and educational purposes only. The information is not intended as financial advice, and should not be understood as such.

We do not represent, warrant or guarantee that any information provided will be suitable for your specific situation. Before making any financial decisions, we strongly recommend consulting with qualified financial professionals.

2. No Financial Advice

Nothing contained on this Website or in the book should be construed as financial advice. We are not financial advisors, and we do not provide personalized financial advice or services.

The financial markets involve risk, and individuals should not trade or invest based solely on the information presented on our Website or in our publications. Past performance is not indicative of future results, and financial investments may lose value.

3. No Guarantees

We make no guarantees about the accuracy, reliability, completeness, or timeliness of the information provided. Any reliance you place on such information is strictly at your own risk.

The financial markets are subject to numerous factors beyond our control, and we cannot guarantee any specific outcomes or results from using our information.

4. External Links

Our Website may contain links to external websites that are not provided or maintained by us. We do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

5. Affiliate Disclosure

Some of the links on our Website may be "affiliate links". This means if you click on the link and purchase an item, we may receive an affiliate commission. This helps support our Website and allows us to continue to create valuable content.

6. Research and Due Diligence

Before making any financial decisions, we encourage all readers to conduct their own research and due diligence. This includes verifying information independently and consulting with qualified professionals.

7. Limitation of Liability

In no event shall hoyahu-jidala.sbs, its authors, or its affiliates be liable for any special, direct, indirect, consequential, or incidental damages or any damages whatsoever, whether in an action of contract, negligence or other tort, arising out of or in connection with the use of the Website or the contents of the Website or book.

8. Changes to This Disclaimer

We reserve the right to make changes to this Disclaimer at any time and for any reason. We will alert you about any changes by updating the "Last Updated" date of this Disclaimer.

You are encouraged to periodically review this Disclaimer to stay informed of updates. You will be deemed to have been made aware of, will be subject to, and will be deemed to have accepted the changes in any revised Disclaimer by your continued use of the Website after the date such revised Disclaimer is posted.

9. Contact Us

If you have questions or concerns about this Disclaimer, please contact us at:

Address: 245 King Street W, Toronto, ON M5V 1J5, Canada

Email: info@hoyahu-jidala.sbs

Phone: +1 (416) 555-0139